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Part 02 of 06

Retirement KITAS requirements: age, funds and insurance

What retirees are commonly asked to show — pension, health cover, a lease and a local sponsor. Conditions vary by e-Visa category, so verify before you apply.

Application documents and a pen on a desk in a Bali villa

At a glance

No. 01-02

Minimum age, by category
55–60+
Monthly income, often cited
USD 3,000
Passport validity
18 months
Silver Hair deposit, reported
USD 50,000
Retired couple on a Bali beach holding their visa papers

Age & income

The two tests most applicants meet first

Sources cite a minimum age of 55, others 60, depending on the e-Visa category. On money, retirees usually show a pension or income of around USD 3,000 a month; the Silver Hair route reportedly adds a deposit of about USD 50,000 in a state-owned Indonesian bank.

  • Minimum age: 55 or 60, depending on category
  • Pension or income: around USD 3,000 per month
  • Silver Hair: ~USD 50,000 deposit in a state-owned bank
Silver Hair route explained

Beyond the money

Health cover, a home and a sponsor

Three requirements that trip people up more often than the income test.

  • Health insurance

    Valid cover for your stay in Indonesia. Some sources also mention life insurance — check your category.

  • Accommodation

    A rental or lease agreement, or other evidence of a local domicile.

  • Sponsor

    A sponsor or guarantor, usually a licensed agent responsible for compliance.

  • Domestic worker

    Some guides say you must employ one locally. It may vary by route — verify.

Documents

What goes into the application

Submitted through the e-Visa portal. Police clearance or vaccination proof may be added depending on current rules.

  • Passport At least 18 months of validity
  • Passport photos Recent, to the portal's spec
  • Curriculum vitae A short CV
  • Non-employment statement Confirms you will not work
  • Proof of pension Or regular income statements
  • Police clearance If current rules require it

Costs

What you will pay, roughly

Indicative figures — the official portal publishes the current fee schedule.

Government fee

USD 150 + IDR 2.7M

Commonly cited for a one-year route.

Agent service

IDR 10–15M

Typical packages; Silver Hair runs higher.

Processing time

5–9 working days

Depends on complete documents and workload.

Not interchangeable

Retirement KITAS vs Second Home visa

Both are long stays, but they are separate categories with their own rules.

Retirement KITAS

Designed for
Retirees, non-working
Age rule
55 or 60, by category
Financial proof
~USD 3,000/month (E33F)
Stay
1 year, or up to 5 (Silver Hair)

Second Home visa

Designed for
Financially qualified foreigners
Age rule
Not retiree-specific
Financial proof
Own financial criteria
Stay
Long-stay category

Second Home vs retirement KITAS

Once you qualify

Settling in well

The paperwork gets you here. These make the stay work.

  • Healthcare & wellness

    International-standard hospitals in Denpasar and Ubud, many with English-speaking staff.

  • Banking & money

    A local account simplifies daily life; plan for exchange rates and tax questions.

  • Culture & community

    Ceremonies, language classes and a large expat community make settling easier.

Living in Bali as a retiree

FAQ

Requirement questions

Short answers. Verify your own case on the official portal.

Is the minimum age 55 or 60?

Sources differ. Some cite 55, others 60, depending on the e-Visa category. Confirm the current rule for your category on the official portal.

How much income do I need to show?

Around USD 3,000 per month is the figure most often cited for the standard route. Silver Hair reportedly asks for a USD 50,000 deposit instead.

Do I need life insurance as well as health insurance?

Health insurance valid in Indonesia is required. Some sources mention life insurance too; it varies, so check with your agent.

Who can be my sponsor?

Usually a licensed agent or facilitator, who acts as sponsor or guarantor and handles compliance.

Retiree holding his passport in a bright room in Bali

Need help?

Not sure you meet the requirements?

Send us your age, income and insurance situation. We will tell you honestly where you stand.

Informational content, not legal advice. Rules, document lists and fees change — the official e-Visa portal is the final authority.