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Second Home visa

Second Home visa vs Retirement KITAS

Two ways to stay in Indonesia long-term. The retirement KITAS is built for non-working retirees; the Second Home visa is a separate category for financially qualified foreigners.

Retired couple on a Bali beach holding their retirement KITAS papers

Built for retirees

Retirement KITAS

  • Age 55 or 60, depending on category
  • Pension around USD 3,000 a month
  • Non-working, renewed yearly
Resident stepping out into the garden of a Bali villa

Built for financial capacity

Second Home visa

  • Not tied to retirement age
  • Substantial funds — verify amount
  • Long-term stay, own sponsor rules

Two categories

Same goal, different rulebooks

The retirement KITAS (E33F or E33E Silver Hair) is a non-working permit for retirees with a pension. The Second Home visa is aimed at foreigners with substantial financial resources, is not tied to retirement, and has its own financial and sponsorship criteria. Details on it are less widely published — verify through official channels.

  • KITAS: retirees

    Age and pension based, non-working.

  • Second Home: finances

    Built around financial capacity.

  • Not interchangeable

    You apply for one or the other.

Side by side

How the two compare

Where the Second Home column says "verify", public figures are inconsistent.

Retirement KITAS

Designed for
Retirees, non-working
Age rule
55 or 60, by category
Financial proof
~USD 3,000/month; E33E deposit
Sponsor
Required, usually a licensed agent
Duration
1 year, or up to 5 (Silver Hair)
Work & business
Not permitted

Second Home visa

Designed for
Financially qualified foreigners
Age rule
No retiree age rule
Financial proof
Substantial funds — verify amount
Sponsor
Own sponsorship rules — verify
Duration
Long-term stay
Work & business
Confirm with official sources

Deciding

Four things to weigh

Compare these before choosing a route.

  • Financial requirements

    KITAS asks for steady income; Second Home tends to need higher capacity.

  • Sponsorship

    KITAS relies on a licensed agent; Second Home may be more flexible.

  • Duration & renewal

    KITAS renews yearly; Second Home offers a longer stay.

  • Legal restrictions

    KITAS forbids work and business; check what Second Home allows.

Costs

What the retirement KITAS costs

Second Home fees are published less consistently — ask for a written quote.

Government fee

USD 150 + IDR 2.7M

Retirement KITAS, one-year permit.

Agent service

IDR 10–15M

Higher for Silver Hair.

Processing time

5–9 working days

Retirement KITAS via e-Visa.

Which fits you

A quick way to decide

Then confirm the details with a licensed agent or the official portal.

Choose this if

Retirement KITAS

  • You are 55 or 60 and retired
  • You have a pension of around USD 3,000 a month
  • You will not work or run a business
  • You are happy to renew yearly (or choose Silver Hair)
Retirement KITAS guide

Choose this if

Second Home visa

  • You do not fit the retirement profile
  • You have substantial financial resources
  • You want a long stay without annual renewals
  • You will verify the current criteria officially
Talk it through

FAQ

Second Home questions

Short answers. Verify with official sources.

Is the Second Home visa the same as a retirement visa?

No. It is a separate long-stay category for financially qualified foreigners and is not interchangeable with the retirement KITAS.

Do I need to be retired for the Second Home visa?

No. It is not tailored to retirees and does not carry the retirement age rule.

How much money does the Second Home visa need?

Substantial financial capacity, but figures are reported inconsistently. Confirm the current amount on the official portal.

Can I work on either visa?

The retirement KITAS prohibits work and business. Check what the Second Home visa allows with official sources or legal advice.

Second Home visa folder on a carved wooden desk in Bali

Need help?

Still torn between the two?

Tell us your age, finances and plans. We will point you to the category that fits.

Informational content, not legal advice. Rules, document lists and fees change — the official e-Visa portal is the final authority.