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New residents arriving at their Bali villa with suitcases

Living in Bali

Living in Bali as a retiree: a practical look

A calm pace, a rich culture and a moderate cost of living — with a few practical decisions to make first, starting with the retirement KITAS.

USD a month, reported budget
1,500–2,500
KITAS income test
USD 3,000
Popular with retirees
3 areas
Retirement KITAS
Non-working

First, the visa

Living here long-term starts with the KITAS

Retirees usually stay on the Retirement KITAS, a non-working permit applied for through e-Visa (E33F, or E33E Silver Hair). Commonly cited conditions: age 55 or 60, a passport valid 18 months, and around USD 3,000 a month in pension or income.

  • Age 55–60+

    Depending on the category.

  • USD 3,000

    Monthly pension or income.

  • 18 months

    Passport validity.

Cost of living

What a month in Bali costs

Moderate overall, but it swings with lifestyle and location. Verify current prices locally.

Monthly budget

USD 1,500–2,500

What some retirees report living on.

Housing

Biggest variable

Central apartments cost more than rural homes.

Daily costs

Affordable

Groceries, dining and transport, broadly.

Where to live

Popular areas for retirees

Spend time in each before you commit to a lease.

  • Ubud

    Cultural and artistic, green and calm, inland.

  • Sanur

    A laid-back beach town with a quieter pace.

  • Seminyak & Canggu

    Busy expat communities and modern amenities.

  • How to choose

    Weigh healthcare access, amenities and community vibe.

Lifestyle

What the days are made of

Relaxation and cultural engagement, in roughly equal measure.

  • Barong dancer in a Balinese performance Culture

    Customs & ceremonies

    Festivals and daily offerings — learn them and take part respectfully.

  • Kecak dance at Uluwatu at sunset Community

    Workshops & volunteering

    Language classes, cultural workshops and volunteer work.

  • Golf driving range lounge in Bali Clubs

    An active expat scene

    Social clubs and gatherings that make newcomers welcome.

  • Couple walking along a beach at sunset Wellbeing

    Yoga, walks & slow days

    Meditation, yoga and time outdoors keep retirees active.

  • The gates of Lempuyang temple framing Mount Agung Island

    Bali to explore

    Temples, lakes and volcano views within a day trip.

Practicalities

Healthcare, getting around, language

The everyday decisions that make the move work.

  • Private healthcare

    Many retirees choose private clinics for standards and waiting times.

  • Serious emergencies

    Have a plan — some cases mean travel to Jakarta or Singapore.

  • Getting around

    Gojek and Grab, a private driver, or a scooter with an international permit.

  • Bahasa basics

    A few phrases go a long way with Balinese neighbours.

Getting the visa

Applying for the Retirement KITAS

Processing is reported at 5–9 working days once your sponsor submits.

  1. 1

    Confirm requirements

    Check the latest rules on the e-Visa portal.

  2. 2

    Gather documents

    Passport, proof of income, insurance and a lease.

  3. 3

    Secure a sponsor

    Usually a licensed agent.

  4. 4

    Submit & pay

    Apply online and pay the government fee.

Step-by-step application guide

FAQ

Living-in-Bali questions

Short answers from our guides.

How much do retirees spend per month in Bali?

Some report living comfortably on USD 1,500–2,500 a month, depending on housing and lifestyle. Keep a buffer for the unexpected.

Which area is best for retirees?

Ubud for culture, Sanur for a calm beach life, Seminyak and Canggu for busy expat communities. Spend time in each first.

Is healthcare good enough?

Bali has local clinics and international-standard hospitals. Choose private insurance and know your plan for serious emergencies.

Do I need a car?

Not necessarily. Ride-hailing apps and private drivers are widely used; driving needs a valid international permit.

Family unpacking boxes outside their new home in Bali

Need help?

Planning the move?

Tell us where you are in the process. We will help with the visa and point you to the practical next steps.

Informational content, not legal advice. Rules, document lists and fees change — the official e-Visa portal is the final authority.